????涓?俊璇??搁?璁 锛??ㄤ腑?у??璁句?
锛?2025骞磋??歌?涓????╂鼎??姣?澧??跨??????杈惧??7.3%锛?骞村??ROE锛???璧?浜ф?剁????锛?灏???????%锛?2025骞翠???骞 锛?琛?涓????╂鼎??姣?澧??跨??????杈惧??7.7%
锛?缁х画淇???杈?濂借〃?
??

??????娉拌??歌?涓锛??扳???戒?? ??????濂?????1+N
???跨?浣?绯婚??姝ヨ?藉? 锛?寮??ヤ腑?挎??璧?????澶у????灞??????洪?? ???ㄥ?ㄥ?????洪???归?╄?藉?
锛?杩?浜?涓炬???????╀??????╀??挎????璧???甯??虹????锛???寤衡??璧???????璧???璧?浜????姝ｅ????棣?寰?? 锛???璇??稿???镐?涓鸿?????虹????瑕???涓???锛???椤逛??＄?????垮??涓?璧?????哄??灞??????稿?
锛????ユ????杩??ュ箍?????╄〃??灞?涓?绌洪???

????杩?涓ゅ勾锛??芥嘲??瀹??告?跺??骞舵捣??璇??
???借??璇??告?惰喘姘???璇????娴???璇??告?惰喘?介?借??哥??稿??妗?渚???缁??? 锛????ㄥ?戒俊璇??告?惰喘涓???璇??哥?稿?充?椤瑰?杩??ヤ氦????瀹℃? ???ㄤ??磋??哥???
锛?澶у???稿????杩?骞惰喘????杩?涓?姝ヨˉ榻???? ??宸╁?轰??锛?涓???稿????杩?澶?寤跺苟璐?????瀹??板集??瓒?杞??蹇?????澶 锛?骞跺??拌?妯℃??搴???涓??′?琛???ㄩ??璐圭??澶ц?????
锛?骞惰喘??缁????ㄥ?ㄦ?翠釜璇??歌?涓???渚?缁?渚ф?归?
??

????寤鸿????′??℃??璧?涓荤嚎

????瀵逛??稿???垮????甯???璧??洪??锛??烘??寤鸿????′??℃??璧?涓荤嚎锛?2025骞翠腑?ユ????瀹??颁?缁╅?澧??夸?浼板?煎??ㄤ?浣????稿?? 锛?涓??＄????翠负??琛′?涓?涓??藉???村己??澶撮?ㄧ患???稿??
锛?浠ュ??瀛??ㄥ苟璐???缁????芥?х???稿?冲?稿????

????涓?俊璇??歌?涓锛??ㄩ????甫?ユ??ㄦ?у?╁ソ 锛??稿???垮??涓???涓?缁╁??姣?澧???????淇???浼?绉?琛ㄧ?
锛?涓??藉??????跨??藉?版??????寮?澧???绌洪?寸?????涓?锛??稿???垮??浼板?兼??????缁??绋冲???? 锛?骞舵?????ㄥ?烘???
???跨??㈠??娴??ㄦ?у?╁ソ??????浠ュ??琛?涓?骞惰喘??缁?棰??????烘?涓?锛???缁???拌??韩寮规? ??

?????ㄥ?蜂?甯?灞?涓?
锛?涓?俊璇??告?ㄨ??涓ゆ?℃??璧?涓荤嚎锛?涓????ㄧ?绾???′???璧?浜ゆ??涓??℃??缁?甫?ㄦ?翠?涓?缁╂?瑰??????琛?涓??＄ǔ姝ュ????????典?锛?甯?灞?2025骞翠腑?ユ????瀹??颁?缁╅?澧??夸?浼板?煎??ㄤ?浣????稿??锛?浜????ㄦ?跨???缁??藉? 锛???纭?苟璐???缁?璐㈠?￠【? ??涔版?规??椤
??琛?????涓??″??灞????
锛?琛?涓?骞惰喘??缁???缁??ㄨ??????涓?锛??虫敞瀛??ㄥ苟璐???缁????芥?х???稿?冲?稿??
??

??????杩?瀵逛?甯??稿???烘???㈡?版????杩?涓?姝ュ???? 锛??芥嘲娴烽??璁や负
锛?????涓?杞???宸叉???涓?璇??歌?涓???瑕??介?锛??烘?朵??℃?归?锛?????绛??ヤ氦???藉?????㈢储璺ㄥ?璧?浜ч??缃 ??澧?寮哄???涓??℃???ユ????瑕?杞????瑰??锛?????涓??℃?归? 锛?澧???楂??℃??CI锛??朵?缁煎???剁??锛?璧?浜ч??姝ユ??涓鸿?涓??辫?锛?璐㈠?绠＄????璧?浜х???涓??℃?归?
锛????????洪??楂?璐ㄩ????灞?琛??ㄦ?规???涓??归?㈡?ㄥ?ㄨ?涓?楂?璐ㄩ???╁?锛??︿??归?㈡?ㄥ?ㄥ?洪?????稿樊寮?????灞? 锛??村?╁ソ???ц?″ご?ㄥ???????稿????缁煎???ョ??
锛?褰???璇??歌?涓?澶?浜??抽????杞????????╂??锛??ㄨ??涓??＄????翠负??琛
??涓?涓??藉???村己??澶撮?ㄧ患???稿?? ??

锛???绔??ユ?锛?涓??借??告?ワ?